In our modern era, wise money management is not only a smart notion—it’s a requirement. And still, many Christians are beset with financial stress, debt, and uncertainty about how to handle their finances. That’s where Christian financial literacy enters the picture. At GITP Ministries, we’re convinced that knowledge and practice of biblical financial principles hold the key to both spiritual and financial liberty.
God has commanded His people to be head and not tail (Deuteronomy 28:13), to lend and not borrow. But it can only be done when we are armed with the knowledge, discipline, and faith to manage our resources in accordance to His Word.
What Is Christian Financial Literacy?
Christian financial literacy is being able to manage money according to biblical principles. It’s not about budgets, credit scores, or investments, but about how to honor God with all He’s given to us. Christian financial literacy shows believers how to:
Budget with purpose
Shun unnecessary debt
Save and invest wisely
Tithe and give generously
Create wealth for Kingdom impact
The Bible contains more than 2,000 references to money, wealth, and possessions. Obviously, God is concerned about the management of our finances—and He wants us to manage them His way.
Why It Matters for the Body of Christ
Far too frequently, churches and Christian households are slowed up from their complete ministry assignment because of financial pressure. Poverty can restrict ministry outreach, mission endeavors, and even day-to-day provision. But financial break does not start with an increase—it starts with fresh thinking.
Romans 12:2 teaches, “Do not conform to the pattern of this world, but be transformed by the renewing of your mind.” Christian financial literacy equips believers to escape poverty thinking, lack patterns that run in the family, and the pitfalls of materialism.
When God’s people are financially literate, we can:
Strengthen our families
Fund community programs
Support global missions
Build businesses that serve and bless others
Key Biblical Principles of Christian Financial Literacy
Stewardship Rather than Ownership
Psalm 24:1 encourages us to remember that “the earth is the Lord’s, and everything in it.” We don’t possess anything—we’re stewards of what God has entrusted to our care.
Tithing and Giving
Tithing is not charity—it’s worship. Malachi 3:10 offers blessings to those who present their tithes into the storehouse.
Staying Away from Debt
Proverbs 22:7 says, “The borrower is slave to the lender.” Christian financial literacy teaches us to live within our means and avoid debt that leads to bondage.
Saving for the Future
Proverbs 21:20 teaches that “the wise store up choice food and olive oil.” Saving and preparing for the future is a sign of wisdom and faith.
Multiplying Resources
As with the parable of the talents (Matthew 25), we are not only called to keep what God provides us, but to increase and multiply it for His glory.
How GITP Ministries Assists You Grow
Our goal at GITP Ministries is to empower financially strong believers who live in abundance and purpose. With our Christian financial education programs, you can:
Discover how to create and manage a God-glorifying budget
Create plans to get out of debt
Learn biblical wealth principles
Learn how to leverage money as a ministry tool
Provide your church or small group with financial teaching materials
Regardless of whether you are a pastor, businessperson, single parent, or college student, our materials are geared to assist you in walking in financial freedom and wisdom.
Learn about our Christian business Directory! We create millionaires one member at a time!